Akbarov Amal
FinTechB2Cmobile

Uzum Bank — how I Rethought a Major Bank's Filter Analysis Scenario

As a product designer, I redesigned the transaction filtering scenario at Uzum Bank — one of the largest online banks in Uzbekistan. I conducted 8 interviews, analyzed competitors' best practices, and designed a filter

Role
Product Designer
Team
DesignerMentor

01 — Context

Uzum Bank is one of the largest online banks in Uzbekistan. In the app, transactions can only be sorted by date — without categories, amounts, or periods. Users cannot understand the structure of their spending or quickly find a specific payment.

02 — Goals

Business Goals

  1. Retain users
  2. Increase product value
  3. Improve NPS

User Goals

  1. Quickly find a transaction
  2. Control budget
  3. Compare periods

03 — Research

I conducted 8 qualitative interviews with online banking users. The main question: how they analyze their spending and what prevents them from doing so in the app.

Three key insights

Users rely on third-party apps (Excel, notes) — the bank doesn't cover the task

Searching for a single transaction takes 2–5 minutes with a large number of operations

Users want to see a total for a period, not a list

04 — Best Practice

I analyzed filters in Sber, T-Bank, and VTB. In all three, filtering is placed in a separate scenario. All of them offer spending categories with icons, period selection via calendar, and visualization. I took these patterns as a foundation and adapted them for Uzum Bank.

05 — Prioritization and User Flow

To evaluate hypotheses, I used ICE Score: Impact · Confidence · Ease.

The final 3 solutions had the best value-to-complexity ratio.

Three winners

Spending and income chart — ICE: 1.5

Transaction categories — ICE: 1.5

Advanced filter — ICE: 3

Before designing, I mapped out the flow: how the user opens filters, applies parameters, and sees the result.

06 — Design Result

Prototype

Before/After

Before

After

Before

After

Hypothesis: spending and income chart

Hypotheses: transaction categories and advanced filter

05 — Result

This project showed me how research changes design decisions. Without interviews, I would have only made “pretty filters.”

The prototype was tested by 3 designers. The main feedback was that filter navigation is clear and the structure is logical.

If the product had launched, I would measure:

— transaction search time — hypothesis: reduction from 2–5 minutes to 30–60 seconds

— % of users applying filters — target of 20–30% of active sessions

— churn to third-party apps (Excel, notes)

In the future, I would add:

spending limits

extended categories

testing with real users